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Loan Origination Technology
Embedded engineering teams for lending platforms. We build the systems that move money: underwriting engines, decision logic, compliance workflows, and LOS integrations. Fully embedded in your team.
SOC2 ready
EU contracts & DPA
Embedded in
7 days
Legacy decision trees buckle under volume. We build microservices-based scoring that handles 10x throughput without rewrites.
KYC, AML and fraud checks added as afterthoughts slow every release. We embed compliance into the CI/CD pipeline from day one.
LOS to CRM to Core banking to Credit bureaus. We build the middleware that makes your stack act like one system, not four.
From first call to embedded team, in three clear steps.
LOS audit
Intake callWe audit your LOS, decision logic and integrations. You get a technical roadmap and team composition proposal.
🇵🇱Marek K.
LOS Engineer
🇩🇪Lena B.
Underwriting
Two to four engineers join your standups, Jira and Slack. They report to you. We handle payroll, HR and retention.
🇵🇹Tiago A.
Tech Lead
Bi-weekly releases. Your roadmap, our velocity. No offshore handoffs. Your team, your timezone, your culture.
Five focus areas where we ship production code, not slideware.
Rules engines, scorecards, ML pipelines.
Application processing, workflow automation.
KYC/AML, fraud detection, regulatory reporting.
APIs, middleware, legacy system bridges.
Web + mobile applications for loan applicants.
Selected engagements with measurable results.
European Lender · Consumer lending
Problem
Legacy LOS couldn't handle 3x application volume during peak periods.
Solution
Built microservices-based underwriting engine and integrated 4 credit bureaus.
3x faster deal processing
40% faster decision time
99.9% uptime during peak
Lending platform · B2B lending
Problem
Manual compliance checks delayed every release by 2 weeks.
Solution
Automated KYC pipeline and regulatory reporting engine.
Release cycle from 2 weeks to 2 days
Compliance checks in minutes
Zero regulatory findings
Free playbook
LOS Scaling
Playbook
22 pages · PDF
A 22-page guide on scaling loan origination platforms: underwriting architecture, compliance pipelines, and integration patterns from the field.
No spam. Unsubscribe in one click.
Embedded Lending Team
No search fees, no recruiter mark-up, no surprise invoices. One transparent monthly fee for an embedded engineering capability built specifically for lending.
Perfect for
Fintech lenders, neobanks and loan-origination platforms that need senior engineering talent embedded fast, without the friction of recruiters, agencies or offshore vendors.
What's included
Embedded senior engineer
Full-time, in your standups, Jira & Slack.
Fractional CTO sparring
Monthly architecture review with Bart, Founder & Fractional CTO.
Lending domain expertise
LOS, underwriting, KYC/AML, core banking.
Bi-weekly delivery
Your roadmap. Our speed. Real shipping.
Compliance built-in
GDPR, SOC2-ready, EU & US regulation.
EU timezone, EU contracts
DPA, IP transfer & DBA included.
Scale directly
Second engineer within 7 days.
Never recruiter fees
No 20% placement, no hidden margin.
Free with commitment
Technical audit of your LOS, decision logic, and integrations, delivered in week one. Value €4,500 — yours free when you commit to the program.
3-month minimum, cancel monthly thereafter
Limited-time bundle pricing. A standalone senior engineer starts at €8,320/month. This bundle includes Fractional CTO sparring + lending domain expertise at a special rate.
30-day satisfaction guarantee: not satisfied? Full refund, no questions asked.
Need more capacity?
Extra engineers from €3,499/month each. Volume pricing: €2,999/month per engineer from 3+ FTE.
Direct contact
No SDRs, no forms, no funnels. Speak directly with Bart, who personally scopes every lending engagement.
Bart works with fintech lenders to translate roadmap pressure into a working embedded team. From first call to first sprint, he stays your single point of contact.
Most calls scheduled within 24 hours.